In the ever-evolving world of financial technology, Frédéric Yves Michel Noël stands as a prominent figure whose contributions have significantly shaped the landscape of the payments industry. With over two decades of experience, he is a trailblazer whose innovative work continues to influence the sector. This article delves into Noël's latest ventures in Banking-as-a-Service (BaaS) and the impact it is having on the fintech realm. Who is Fr&eacut (Frederic Yves Michel NOEL ) [...]